Gap Insurance / RTI Insurance

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GAP Car Insurance Comparison Chart

Feature	What is this?	What is this?
Total Premium	£176.54*	£121.10*

* IPT Tax	Inclusive	Inclusive
Cover Period	36 Months	Full Term Upto 5 Years
What does this Cover	Difference between Insurance Payout and Invoice Price of Vehicle	Difference between Insurance Payout and Finance Settlement Figure
Who should take this cover	Cash or Loan Purchase	Car Finance/Personal Loan/Leased
When can I buy this type of Gap Insurance?	Up to 3 months after delivery	Up to 3 months after delivery
How old can my car be?	From new to 7 years old	From new to 7 years old
Can I purchase Gap if I bought my car privately?	Covers cars from private sellers or dealerships	Covers cars from private sellers or dealerships
Is cover available if I have a personal loan or dealer arranged finance?	Yes	Yes
Can I take this cover if I paid cash?	Yes	No
Is this cover valid for "Business Use"?	Yes	Yes
Is cover available if I have a contract hire or lease arrangement on the car?	Yes	Yes
Are there any mileage restrictions?	None, other than under 80,000 at start of policy	None, other than under 80,000 at start of policy
What is the maximum this Gap cover could pay me?	£25,000	£25,000
How much is refunded if I cancel my policy within 21 days?	Full Refund	Full Refund
Maximum Vehicle Purchase Price?	£75,000	£75,000
Maximum period of cover available?	3 Years	5 Years
Terms & Conditions	Terms	Terms
Key Facts	View Keyfacts	View Keyfacts
Total Premium	£176.54	£121.10