Gap Insurance/RTI Insurance

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What is Gap Insurance

We offer two kinds of GAP Insurance for you and your new vehicle, summaries of the policies are show below.

Return to Invoice Insurance
Put Simply, When you take out this insurance you receive back the difference between your insurance payout and the Invoice Amount you paid for the car.

Financial Shortfall Insurance - (Gap Insurance)
A little more complicated, this policy is for customers who have finance taken out on a vehicle.  The amount paid is the difference between the Motor Insurance Payout and the final outstanding value of any finance you have on the vehicle. 
 

 

What is Gap Insurance

Gap insurance will insure the customer for the difference between what you would owe on a vehicle and what an insurance company says it's worth. This insurance is a must for someone who is considering purchasing a new vehicle since a new vehicle depreciates right after it is driven off the dealer's lot.

Dealer Gap Insurance
Can I buy Gap insurance from a dealership? Yes, most dealerships will offer Gap insurance but usually at a high premium. Before you decide to buy additional insurance, in any situation, you should always make sure they are not already covered by their current insurance policies.

New Car
Just bought a new car? What if an accident occurred soon after taking your brand new ride off the lot? You have full coverage insurance, right? So, you're covered....maybe not.